There are certain summers that stick with you—not because everything went smoothly, but because life had a way of handing you exactly the lessons you needed. My internship in the state of Washington, the summer of 1980, was one of those. Back then, I was a junior at Iowa State, trying to line up all the things I thought would guarantee a good job after graduation: solid grades, some campus involvement, and most importantly, that golden ticket on any engineering résumé—an internship in your field. So I spent the spring sending out application after application, collecting a thick stack of rejection letters in return. It became routine enough that some days I’d find myself laughing at how efficiently companies could say “No thanks.” My dorm room wall was full of “flush letters” and I treated it like it was a badge of honor.
Creating Your Beautiful Life
Funding Your Dreams
Creating Your Beautiful Life
Funding Your Dreams

Do you have a dream that feels out of reach due to financial constraints? Whether it's embarking on a dream vacation, starting your own business, or pursuing further education, turning aspirations into reality often requires funding. However, with determination, strategic planning, and a bit of creativity, you can find ways to finance your dreams. In this guide, we'll explore how to identify your dreams, set achievable financial goals, and generate the funds needed to make them come true.
Identify Your Dream. The first step in funding your dream is identifying exactly what it is. Take some time to reflect on your passions, interests, and long-term goals. Your dream could be anything from traveling the world, owning a home, launching a startup, or furthering your education. Once you have a clear vision of your dream, you can begin to devise a plan to achieve it.
Set Financial Goals. Once you've identified your dream, the next step is to set realistic financial goals. Determine how much money you'll need to turn your dream into reality and break it down into smaller, manageable milestones. This will help you track your progress and stay motivated along the way. Consider factors such as the cost of living, travel expenses, startup costs, or tuition fees, and create a budget that aligns with your financial capabilities.
Generate Funds:
1. Save Strategically: Saving money is often the most straightforward way to fund your dreams. Cut back on non-essential expenses, create a monthly budget, and set aside a portion of your income specifically for your dream fund. Consider automating your savings by setting up recurring transfers to a dedicated savings account.
2. Explore Financing Options: Depending on your dream, there may be financing options available to help you achieve it. For example, if you're planning to start a business, you could explore small business loans, crowdfunding, or venture capital. If your dream is to further your education, research scholarships, grants, or student loans.
3. Generate Additional Income: Increasing your income through side hustles or freelance work can provide extra funds to support your dream. Consider leveraging your skills and talents to offer services such as tutoring, graphic design, writing, or consulting. Online platforms like Upwork, Fiverr, or TaskRabbit make it easy to find freelance opportunities.
4. Invest Wisely: Investing can be a powerful tool for growing your wealth over time. Consider investing in stocks, bonds, mutual funds, or real estate to build a diversified portfolio. Keep in mind that investing carries risk, so be sure to do your research and seek guidance from financial professionals if needed.
5. Monetize Your Passion: If your dream aligns with your passions or hobbies, consider monetizing them to generate income. For example, if you love photography, you could sell your photos online or offer photography services for events. If you're a skilled baker, you could start a home bakery business or sell your baked goods at local markets.
6. Crowdfunding: Crowdfunding platforms like Kickstarter, Indiegogo, or GoFundMe can be a great way to raise money for creative projects, charitable causes, or personal endeavors. Create a compelling campaign that highlights your dream and why it's worth supporting, and leverage your network to spread the word.
7. Seek Sponsorship or Partnerships: Depending on your dream, you may be able to secure sponsorship or partnerships to help fund your endeavors. Reach out to companies, brands, or organizations that align with your vision and propose mutually beneficial collaborations. This could involve product endorsements, event sponsorships, or co-branding opportunities.
Funding your dreams may seem daunting, but with careful planning, determination, and resourcefulness, it's entirely achievable. Identify your dream, set realistic financial goals, and explore various strategies for generating the funds needed to make it a reality. Remember that the journey to fulfilling your dreams may not always be easy, but the sense of accomplishment and fulfillment that comes from pursuing your passions makes it all worthwhile. So go ahead, dream big, and take the first step towards making your aspirations a reality.
Tim is a graduate of Iowa State University and has a Mechanical Engineering degree. He spent 40 years in Corporate America before retiring and focusing on other endeavors. He is active with his loving wife and family, volunteering, keeping fit, running the West Egg businesses, and writing blogs and articles for the newspaper.
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Long Lake Summers
There are seasons in life you don’t see coming—chapters that don’t announce themselves with fanfare, yet settle so deeply into your memory that years later you can still smell the lake water, feel the pull of the tow rope, and hear the hum of a boat engine echoing across a still summer evening. For me, one of those chapters began the moment I graduated from Iowa State in May of 1981 and took my first real job at 3M. I was barely 22, carrying that mix of confidence and cluelessness that only a new graduate can pull off, and ready to step into the adult world.

Hero of the Beach
When I think back to my childhood— maybe around nine years old—there’s a very specific smell, a very specific feeling, that comes rushing back: the scent of ink and old paper from a stack of Marvel comic books. It’s funny how memory works. I can’t remember what I ate last Tuesday, but I can still picture—clear as day—the cover of The Amazing Spider-Man #56 with the Daily Bugle headlines screaming "Spidey joins Doc Ock" sitting on the floor of my bedroom, or the way the corner store rack looked when I spun it, hoping for a new issue of anything with the red-and-blue web-slinger on the front.
