January 28, 2026 marks 40 years since Space Shuttle Challenger (STS-51L) broke apart 73 seconds after liftoff, killing everyone onboard and searing a hard lesson into American public memory.  The anniversary matters not because time has softened the loss, but because the real story of Challenger is not “a rocket exploded.” It’s how a high-performing organization slowly taught itself to accept danger—until the day physics finally refused to cooperate.
Creating Your Beautiful Life
Writing a Will
Creating Your Beautiful Life
Writing a Will
by Tim Rubash
1
0
Estate planning might not be at the top of your list of things to do, but it's an essential step in ensuring that your assets are distributed according to your wishes. Having a will is crucial, regardless of your marital status or whether you have children. A will provides a clear, legal framework for what happens to your property after you die. Without a will, the distribution of your assets is left to the state's laws, which might not align with your intentions. In this blog, we'll explore why it's essential to have a will and the risks of dying without one.
A will, also known as a last will and testament, is a legal document that outlines your wishes for the distribution of your assets and property after you die. It can also specify guardianship for your children and appoint an executor to manage your estate's affairs. Having a will ensures that your wishes are carried out, reducing the potential for disputes and confusion among your loved ones.
It's easy to think that wills are only for wealthy individuals or those with complex estates. However, everyone can benefit from having a will, and here's why:
Control over your assets - With a will, you have control over how your assets are distributed. You can specify who receives what and in what proportion. Without a will, the state determines the distribution according to intestacy laws, which may not reflect your preferences.
Appointing Guardians for Children - If you have children, a will allows you to appoint a guardian to care for them in the event of your death. Without a will, the court decides who will be their guardian, which might not be the person you would choose.
Reducing Family Conflict - A clear, well-drafted will can help prevent disputes among family members. Without a will, there's a greater chance of disagreements over who inherits what, leading to strained relationships and costly legal battles.
Appointing an Executor - An executor is responsible for managing your estate, paying off debts, and distributing assets according to your will. By appointing an executor, you ensure that someone you trust oversees this process. Without a will, the court appoints an administrator, who may not know your wishes.
Supporting Charitable Causes - A will allows you to leave a portion of your estate to charitable organizations or causes that matter to you. Without a will, your assets are distributed according to state laws, which may not include charitable contributions.
Planning for Business Interests - If you own a business, a will can specify what happens to your business interests after you pass away. Without a will, the future of your business could be uncertain, potentially jeopardizing the livelihoods of employees and business partners.
When someone dies without a will, they are said to have died "intestate." This means that state laws determine how their assets are distributed. Here are some potential risks of dying intestate:
Unintended Heirs - Intestacy laws often prioritize spouses and children, but if you're single or don't have children, your assets might go to distant relatives you never intended to inherit. In some cases, the state might even take control of your assets.
Lack of Guardianship Direction - If you have children and no will, the court will decide who becomes their guardian. This decision might not align with your wishes or be the best fit for your children.
Increased Family Conflict - Without a will, the lack of clear instructions can lead to family disputes and legal battles. This not only strains relationships but can also deplete the value of your estate through legal fees and court costs.
Delays in Estate Distribution - When there's no will, the probate process can be more complicated and time-consuming, leading to delays in distributing assets to your heirs.
Missed Opportunities for Charitable Giving - Without a will, you lose the opportunity to support charitable causes or make a lasting impact through philanthropy.
Having a will is an essential part of estate planning, offering you control over your assets and reducing the risk of family conflict. Whether you're single or married, childless or with children, a will provides a clear roadmap for what happens to your property after you die. Without a will, the distribution of your assets is left to state laws, which may not align with your wishes. To ensure your loved ones are cared for and your intentions are met, it's crucial to create a will and keep it updated as your life circumstances change. There are online options to create a will if your situation is not complex, otherwise seek the guidance and counsel of a lawyer that specializes in this area.
If you enjoyed this post, be sure to sign up below to have new content always delivered to your inbox.
Leave a Comment 👋
Leave a Comment 👋
Leave a Comment 👋
Leave a Comment 👋
1 Comments
Pamela Rubash
So important!!!!
Seventy-Three Seconds
Toward the Green Light
West Egg Living didn’t start as a business idea. It didn’t begin with a marketing plan, a logo, or a domain name. It wasn’t born in a conference room or during a late-night brainstorming session fueled by ambition. It started the way most meaningful things do—slowly, quietly, and out of necessity. There comes a point in life when the scaffolding you thought was permanent begins to wobble. For me, that point came in my late 50’s / early 60’s. Career paths shifted. Relationships changed. Financial assumptions were challenged. Health became something I could no longer take for granted. I found myself asking questions I hadn’t needed to ask before—not because I was failing, but because I was aging. And aging has a way of stripping away illusions while sharpening perspective.
Cabin Life
ome of the most important places in our lives never show up on a résumé or a map that outsiders recognize. They don’t announce themselves as formative or life-shaping at the time. They simply exist—quietly, steadily—doing their work in the background. For me, one of those places was a cabin on Bass Lake, near Biwabik, just a short 15 minute drive from Aurora, Minnesota. I was born in Virginia, MN and by the late 50’s / early 60’s my parents were raising five boys (ages ranging from newborn to 10) in a brand-new house in Sunset Acres located in Aurora. But not long after that, my dad did something that, in hindsight, says a lot about who he was: he bought several acres of land on a lake that most people couldn’t even figure out how to reach. Between the main road and the lake sat a swamp—wide, messy, and impassable. It was the kind of land most folks would look at once and walk away from. My dad didn’t.
So important!!!!